Asset-Based Lending

Capital Secured by the Assets of Your Business

Strong businesses often have substantial value tied up in assets—but that value isn't always accessible when capital is needed.

Magnatra Capital structures asset-based financing around the assets supporting your business, providing liquidity for growth, operations, acquisitions, refinancing, and strategic opportunities.

    • Accounts Receivable

    • Inventory

    • Equipment & Machinery

    • Real Estate

    • Purchase Orders

    • Contracts & Receivables

    • Specialized Commercial Assets

    • Other Qualifying Business Assets

Financing Built Around Your Balance Sheet

We evaluate the assets, cash flow, and overall financial position of the business to determine how available collateral can support a financing facility.

“Beyond capital—we position your business for long-term success.”

Unlock the Capital Within Your Assets

Traditional financing often focuses heavily on historical financials and conventional credit metrics.

Asset-based lending takes a different approach.

The value and liquidity of the underlying assets can become a significant component of the credit structure.

Magnatra Capital works to identify that borrowing capacity and structure financing around it.

$250,000 to $50 Million

We structure asset-based facilities for established businesses requiring significant capital.

Financing may be used for:

  • Support payroll, inventory, operating expenses, and the timing gap between revenue and cash collection.

  • Fund expansion, new locations, larger contracts, increased production, or additional inventory.

  • Provide capital to support acquisitions, buyouts, or strategic transactions.

  • Replace existing obligations with a financing structure better aligned with the company's assets and cash flow.

  • Convert available collateral into usable capital without selling productive business assets.

Asset-Based Facilities

Designed For Established Businesses

Asset-based financing can be particularly effective for companies with significant collateral but a need for greater liquidity than conventional financing may provide.

    • Asset-Based Revolving Lines of Credit

    • Term Facilities

    • Borrowing Base Facilities

    • Accounts Receivable Facilities

    • Inventory Financing

    • Equipment Financing

    • Real Estate-Secured Business Financing

    • Multi-Collateral Facilities

    • Acquisition Financing

    • Refinancing & Recapitalization Facilities

    • Manufacturing

    • Distribution

    • Construction

    • Transportation & Logistics

    • Healthcare

    • Energy

    • Infrastructure

    • Wholesale

    • Staffing

    • Government Contractors

    • Technology

    • Specialized Commercial Operations

How We Structure the Facility

01 — Identify the Assets

We review the company's receivables, inventory, equipment, real estate, contracts, and other qualifying assets.

02 — Determine Borrowing Capacity

We assess the quality, liquidity, value, and eligibility of the underlying collateral.

03 — Structure the Capital

The facility is structured around the available collateral, repayment sources, operating requirements, and overall transaction objectives.

04 — Execute & Fund

Following underwriting, documentation, and closing, capital is made available according to the approved facility.

More Than Collateral

Collateral is only one part of the equation.

Magnatra considers the entire transaction—including the business, management, cash flow, assets, liabilities, repayment strategy, and intended use of capital.

The objective is not simply to determine what an asset is worth.

It's to determine how that asset can work within a capital structure.

Put Your Assets to Work

If your business has meaningful receivables, inventory, equipment, real estate, or other commercial assets, there may be borrowing capacity already sitting on your balance sheet.

Magnatra Capital helps identify it and structure it into usable capital.

Financing from $250,000 to $50 Million

Have an Asset. Need Capital?

Tell us what you're financing, what assets support the transaction, and how much capital you require.

Let’s Colaborate!

Submit your financing requirements and information about the assets supporting the transaction. If you're interested in colaborating with us. We'll review your message and get back to you within 48 hours.