Accounts Receivable & Working Capital

Turn Receivables Into Working Capital

Your business can be profitable on paper and still be constrained by cash flow.

Magnatra Capital structures financing around your receivables, contracts, invoices, and ongoing business activity—providing access to working capital without forcing you to wait for customers to pay.

Capital Built Around Your Business

We evaluate the quality of your receivables, customer concentration, payment history, contracts, and overall operating profile to structure capital around the assets already working inside your business.

    • Accounts Receivable Financing

    • Invoice Financing

    • Receivables-Based Credit Facilities

    • Contract Financing

    • Purchase Order Financing

    • Working Capital Facilities

    • Revolving Credit Facilities

    • Bridge & Growth Capital

    • Asset-Based Working Capital

Your Receivables. Your Revenue. Your Capital.

Instead of looking at your business strictly through traditional bank lending criteria, Magnatra looks at the underlying economics of the transaction.

Strong receivables can create borrowing capacity.

Established contracts can create financing opportunities.

Predictable cash flow can support larger facilities.

We structure capital around those fundamentals.

How it works

Financing From $250,000 to $50 Million

Magnatra Capital works with established businesses seeking meaningful working capital to:

Grow
Take on larger customers, contracts, or purchase orders without waiting on existing receivables.

Stabilize
Bridge the timing gap between delivering products or services and collecting payment.

Expand
Fund payroll, inventory, equipment, expansion, acquisitions, or other operating requirements.

Restructure
Replace expensive short-term obligations with a more appropriate capital structure where the underlying business supports it.

  • We review your receivables, contracts, financial performance, customer base, existing obligations, and capital requirements.

  • Magnatra determines the appropriate financing structure based on the assets and cash flow supporting the transaction.

  • The facility is evaluated based on collateral quality, repayment sources, business performance, and transaction structure.

  • Once approved and documented, capital is deployed according to the agreed facility structure.

Built For Businesses With Real Revenue

Our focus is businesses with identifiable assets, receivables, contracts, and cash flow—not simply an application and a credit score.

    • Manufacturing

    • Construction

    • Transportation & Logistics

    • Staffing

    • Healthcare

    • Distribution

    • Government Contractors

    • Professional Services

    • Wholesale

    • Energy & Infrastructure

    • Technology

    • Other Established Commercial Enterprises

Capital That Moves With The Business

Working capital should not become a constraint on growth.

Magnatra Capital provides access to structured private credit solutions designed around the way your business actually generates revenue and converts receivables into cash.

Bring us the transaction. We'll determine how the capital can be structured.

Request a Financing Review

Tell us what you're financing, how much capital you need, and what is supporting the facility.

Minimum financing: $250,000
Maximum financing: $50 Million

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