Payment & Cash Flow Solutions

Streamline your revenue with secure, efficient payment systems.

Our Approach

At MAGNATRA CAPITAL, we transform how your business collects, manages, and moves money. Our payment and cash flow solutions are designed to reduce friction, accelerate revenue cycles, and create financial stability—so your business operates smoothly at every level.

    • U.S. & Canada domestic processing

    • High-risk and hard-to-place merchant accounts

    • Multi-MID and load balancing setups

    • Decline recovery optimization

    • Subscription and recurring billing infrastructure

    • Fraud prevention & chargeback mitigation tools

    • Revenue-Based Financing (MCA)

    • Invoice Factoring & A/R Financing

    • Payroll & Operating Capital Advances

    • Bridge Funding for Scaling Campaigns

    • Line of Credit Options (where applicable)

  • We align your payment processing with your capital strategy—so as your revenue flows in, you have access to funding that grows with you.

    • Faster access to working capital

    • Higher approval rates = increased revenue

    • Reduced downtime from processor instability

    • Unified financial infrastructure under one partner

More Than Processing — We Optimize Your Revenue Flow

Magnatra provides integrated payment and capital solutions designed to increase approval rates, stabilize processing, and unlock working capital.

Our Payment & Cash Flow Solutions

Pricing & Terms Overview

    • Industry type (standard vs. high-risk)

    • Monthly processing volume

    • Average transaction size

    • Chargeback history

    • Processing geography (U.S., Canada, international)

    • Transaction Fees: Percentage + fixed fee per transaction

    • Monthly Platform Fee: (if applicable, based on gateway and features)

    • Rolling Reserve: Only applied when required (risk-based, fully disclosed upfront)

    • Chargeback Fees: Flat fee per occurrence

    • Payout Terms: Daily, T+2, or custom settlement schedules

    • No hidden fees or surprise holds

    • Clear underwriting expectations from day one

    • Scalable pricing as volume grows

    • Multi-processor redundancy options available

    • Flexible agreements depending on provider fit

    • Month-to-month and term-based options available

    • Early termination policies disclosed upfront

Flexible. Transparent. Built to Scale.

At Magnatra, pricing is structured based on your business model, risk profile, and processing volume—ensuring you get a solution that is both competitive and sustainable long-term.

Why MAGNATRA Capital

  • Faster Access to Funds: Get paid quicker, reduce delays

  • Global Reach: Process transactions anywhere in the world

  • Zero-Fee Option: Keep more of your revenue

  • Scalable Systems: Built for growth from startup to enterprise

  • Strategic Oversight: We optimize your cash flow, not just process payments

Take Control of Your Cash Flow Your revenue should move with precision—not friction.